Asset-Based Lending for the Fashion Industry

For every fashionista that must have the latest trends in her closet, there is a designer creating clothing as quickly as possible. A manufacturer makes the garments and sends them out to buyers and stores. One thing that holds true with the fashion industry is that today’s trends can quickly become tomorrow’s cast-offs. Fashion is a fast-paced industry, so companies must be ready and able to pump out the latest fashion trends quickly, while they’re still in demand. Anything not sold before the season ends is unlikely to move off the racks. For designers and manufacturers, having the funding available to create clothing ensures survival in a competitive market.

Challenges of Production
Companies in need of additional supplies or workers sometimes find themselves in a difficult position. In order to meet production, the materials and workforce must be in place. Garments can’t be made without both of them. However, some manufacturers may have difficulty buying the new material to make the items in demand. Using last season’s fabric to make this season’s must-haves is simply making a product that won’t sell, which causes the company to lose money. The funding must be available in advance.

Promise of Sale
While the industry is fast-paced, one option for designers and manufacturers of clothing is to have some promises or agreements in place for clothing sales. Boutiques and department stores may secure an advance order or may regularly buy items based on previous popularity of fashion designs from that manufacturer. These businesses can be used as a gauge on initial demand.

Asset-Based Lending
Making fashion clothing in advance sometimes requires creative financing. For companies that don’t have the resources on hand and are not in a position to get a traditional business loan, there are other possibilities. Asset-based lending, for example is one way that designers and manufacturers can bridge the gap between purchasing the materials an paying workers that will provide the future income for the company. The company can typically receive the funds from a lender that is familiar with the fashion industry. This allows the manufacturer or designer to get a loan, purchase the materials and pay the workers so that the garments can be made quickly and efficiently. The lender will be paid back through an asset-based loan. Asset-based loans are driven by machinery and equipment, inventory and accounts receivable. The company won’t have to give up any equity. The lender may run a credit check on some of the borrower’s clients, accepting payment from the manufacturer’s customers.

By using non-traditional financing, the manufacturer and designer can afford to create some of the season’s greatest hits, capitalizing on popularity and creating a profit that not only covers the funding, but enables the company to improve its profit margin.

Tips for Buying a Racing Suit

Sabelt is an Italian motor racing accessories company which produces specialist race seats, seat belts, racing steering wheels, racing harnesses, gloves, boots, and helmets, as part of a wide range of motor racing equipment and accessories.

Over the past thirty years, the company has developed a philosophy for excellence, which has seen the company bring a wide and diverse range of high-performance, top-quality safety products to the market.

Despite the firm’s relative youth, Sabelt has supplied racing suits to many of Grand Prix Racing’s World Championship-winning drivers, and has been supplying several of the leading Grand Prix Teams with racing accessories for years.

Alongside its range of Racing Suits, Sabelt also produces a range of quality karting suits. Karting is a low-cost open-wheel motorsport, often seen as a bridge or stepping stone to the higher and more competitive echelons of motor sport such as the junior open-wheeled formula. It is regarded as the de facto training ground for every aspiring racing driver, and Sabelt provides the market with some of the best quality karting suits available – offering supple comfort with maximum safety. Indeed, they are a leading supplier for many of the dominant karting teams.

Over the last three decades, Sabelt has also become a global leader in the design, manufacture and distribution of fireproof clothing – and specifically racing suits. The company manufactures top-quality garments, each of which is designed to confirm to FIA regulations for fireproof racewear. The suits are comfortable too – many have twin layers, which easily exceed FIA specifications – yet their weight is considerably less than the cheaper, less well-design suits supplied by other manufacturers. For karting applications, many of Sabelt’s racing suits even come complete with plastic laminated inners, handy for use in wet weather racing situations. Both Sabelt’s racing and karting suits tend to include comfort padding on the shoulders and around the lower back, as well as the elbows and knees, in order to provide as much comfort – as well as safety – as is possible.

Of course, Sabelt’s biggest selling point is the attention to detail, and quality, that they put into designing and manufacturing their racewear. For instance, the company produces nomex underclothes which will further help reduce the burning of skin in the event of a fire. All of Sabelt’s fireproof products – from gloves to shoes, from socks to race suits – are thoroughly tested in some of motor racing’s most rigorous fire situations. This mark of quality ensures that with a Sabelt race suit, you are always well protected.

What To Expect From Lionel Model Trains?

Lionel model trains have been in production since 1901. For them it all began with a single train that made use of a motor that was intended for use inside of an electric fan. This train had been made purely as a decoration for a storefront window display. Everyone who saw it in the window wanted one just like it, and before long Lionel trains were being manufactured in their hundreds.

Since then, Lionel has put a great deal of effort towards ensuring that their model trains provide years of entertainment for whoever owns one of them. Today, their trains are not only well-known, but trusted too; for their durability, longevity, and easy-to-use characteristics.

Before 1959 Lionel trains were the market leaders in the model train industry. Those who purchased sets during this time are today owners of highly valuable sets, because in the present day, older Lionel sets are scarce and rare which make them a collector’s dream.

Lionel always has and always will focus on its customer services. From when they first began, they realized that due to the amount of competition in the industry the best way for them to lead would be to ensure that their customer services were excellent, and this is another reason why Lionel train sets are as sought after as they are today.

Types Of Lionel Model Trains And Accessories

A company that began with a single storefront window display train expanded into one of the most influential model train manufacturers in history. As technology evolved, Lionel chose to keep up with the trends and today the amount of model trains and accessories that they have to offer is remarkable.

Besides manufacturing sets that replicate trains from the different eras of railroading, Lionel also manufactures the following:

  • Single locomotives.
  • Freight cars.
  • Operating cars.
  • Passenger cars.
  • SuperStreets vehicles and roadway tracks.
  • Power packs and control systems.
  • A wide selection of track.
  • And more.

They also offer hobbyists a number of accessories such as:

  • Railroad crossings with flashing lights.
  • Control towers.
  • Yard lights.
  • Controllers.
  • Model airplanes.
  • Bridges.
  • Freight terminals.
  • Billboards.
  • Buildings and houses.
  • Figurines.
  • Model cars.
  • Smoke fluid.
  • And so much more.

These are just a few examples of the accessories that Lionel has produced. Due to the fact that hobbyists can find absolutely everything they need for their model railways through Lionel, those who start out in this hobby with a Lionel model train; if they have the funds, may never need to look further than Lionel for all of their modeling needs.

Lionel After Sales Services

As mentioned previously, Lionel has an outstanding reputation in the model trains industry when it comes to customer services. This is another reason why any penny spent on a Lionel model train or Lionel accessories is a penny well spent.

All Lionel products are covered by a warranty and as far as replacing parts for Lionel sets goes, hobbyists can quickly and easily find what they are looking for by searching for it on Lionel’s official website. All the hobbyist will be required to do is key in the name or product name of the part they are looking for, and within moments it will appear on their screen with details on how to it can be obtained.

Hobbyists also benefit greatly by joining the Lionel Railroader Club. This club keeps it members up to date and allows them to take advantage of discounts and special offers on model trains and equipment. Members also receive the ‘Inside Track’ magazine, which keeps them informed on the latest happenings in the model railroading world.

In conclusion, Lionel takes very special care of those who support them. From the day Lionel model trains first came into being, Lionel has provided its customers with top-notch quality products and excellent after sales services, and those are two very good reasons why the Lionel name is as respected and successful as it is today.